- cross-posted to:
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- cross-posted to:
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cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
Yep. Teacher here. They (almost) all have wallets.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
License, registration, and proof of insurance
Mind if I see your phone? It’s just hard to read.
OH INTERESTING CONVERSATION YOU HAD WITH “WALGREENS GUY” ABOUT “SANDWICHES” HOW ABOUT YOU STEP OUTTA THE CAR
Ha, joke’s on you. I don’t have a car.
My phone’s dead. Guess I’m broke until I find a charger.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I’m weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I’m not installing my government app, and especially I’m not installing some shitty gym membership app, when I can have a card in my wallet.
If you can, I’d suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
When I’m out I keep my phone on airplane mode and in a little faraday bag. I am not dragging out my phone and waiting for it to reacquire signal every time I want to buy cigarettes. Nevermind that defeats the point of the faraday bag…
Your phone does not need an internet connection to tap to pay, in the same way your credit cards do not need an internet connection to tap to pay
How do you do tap-to-pay from inside a faraday bag?
I was addressing the “waiting to acquire signal” part, not the “removing from a bag” part which I imagine to be fast
The phone is already trying to connect to cell networks when it’s in the bag, the moment it comes out it’s already broadcasting which means the cell networks can triangulate your location even before ‘signal is acquired’.
I just wrap the Faraday bag around the card reader and let NFC do its thing. The cashiers hate me, but sometimes the cute ones get confused and let me draw them in their underwear.
I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Don’t you need to unlock the phone to activate the NFC chip though?
Yes, but cards can just be read
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
Meanwhile I’m over here with my 1.5in thick wallet with a shitton of different cards and cash.
Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
That’s how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don’t think there’s a requirement to provide change), though they can refuse all future business with you.
You mean Friends lied to me!?
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
If I was much older I wouldn’t even count as a millennial, and Im genuinely shocked by some of these replies.
People don’t seem to realize
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Phone cases can have credit card holders in them
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Some states now have virtual driver’s licenses
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if your phone breaks or whatever all your data is accessible from another device and freeze all your accounts if for some reason you skipped #1.
There really is no need for a wallet anymore.
I don’t have to charge my wallet and I can go swimming with my wallet. And I if I don’t want anyone to contact me I can leave my phone at home and still have my wallet for spending money and holding my drivers license.
I don’t understand why someone would choose to be that dependent on a phone. I was riding a lime scooter, crashed and broke my phone. If I didn’t have my wallet I would have been stuck.
The type of people who use a wallet/card case on their phone are also the type of people who frequently lose their phone.
Truthfully when I used to carry a wallet, I lost it and or my cards significantly more times than ive ever lost my phone.
But thats in part because my phone is usually linked to another device, so I’ll notice if I get more than a few feet from it cause the other device’s disconnect.
None of those help me store cash.
And a lot of really good restaurants have good discount if you pay in cash
Most of the best ones.
You can keep cash in a credit card slot in the phone case. Maybe not coins but I usually keep a 5, 10 and 20 on me for emergencies. Sucks to need to buy something and your phone is dead or fell in water.
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Or they’re German.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
What the fuck
Don’t worry social credit scores are only a thing in evil china
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
Some of us live in places that have free cards.
