Davriellelouna@lemmy.world to News@lemmy.world · 2 个月前Why is the number of first-time US homebuyers at a generational low?www.theguardian.comexternal-linkmessage-square95fedilinkarrow-up1237arrow-down14
arrow-up1233arrow-down1external-linkWhy is the number of first-time US homebuyers at a generational low?www.theguardian.comDavriellelouna@lemmy.world to News@lemmy.world · 2 个月前message-square95fedilink
minus-squareBluefalcon@discuss.tchncs.delinkfedilinkarrow-up57·2 个月前I know no one really asked this question. Average house price in Q1 2025 was $500,000. $100k down at 6.5% with great credit and monthly payments of $3180 for 30yrs. How many people can say they will have a job that pays that well for 30 yrs? https://fred.stlouisfed.org/series/ASPUS
minus-squareLka1988@sh.itjust.workslinkfedilinkEnglisharrow-up35·edit-22 个月前 $100k down Fucking LMAO “Yeah, before you buy, we want an amount of money you will never have at any one point in your entire life before we consider thinking about suggesting a mortgage to you”
minus-squareBluefalcon@discuss.tchncs.delinkfedilinkarrow-up20·2 个月前Oh…you poor bastard. Now you can pay the PMI and your morrgage will be around $4400 a month. You can save up $15-20k and refi when rates go down. Welcome to renting for ever.
minus-squarefantoozie@midwest.sociallinkfedilinkEnglisharrow-up5·2 个月前when rates go down My sweet summer child, how dense and naive you are.
minus-squareBluefalcon@discuss.tchncs.delinkfedilinkarrow-up2·2 个月前One magical day, they will return. So says the Flying Spaghetti Monster.
minus-squareBlameTheAntifa@lemmy.worldlinkfedilinkarrow-up13·2 个月前Unless you live near a major city. Then you double the price of housing.
minus-squareMatch!!@pawb.sociallinkfedilinkEnglisharrow-up4·2 个月前also, major city now means any city with even an attempt at commuter rail
I know no one really asked this question.
How many people can say they will have a job that pays that well for 30 yrs?
https://fred.stlouisfed.org/series/ASPUS
Fucking LMAO
“Yeah, before you buy, we want an amount of money you will never have at any one point in your entire life before we consider thinking about suggesting a mortgage to you”
Oh…you poor bastard. Now you can pay the PMI and your morrgage will be around $4400 a month. You can save up $15-20k and refi when rates go down.
Welcome to renting for ever.
when rates go down
My sweet summer child, how dense and naive you are.
One magical day, they will return. So says the Flying Spaghetti Monster.
Unless you live near a major city. Then you double the price of housing.
also, major city now means any city with even an attempt at commuter rail