

One thing to note on your first point: Generally speaking, the only time that equity loss doesn’t make a difference is if there is no mortgage. If you do have a mortgage; When housing prices are stagnate or increase, you can sell your home for a similar one with little to no loss (the buyer of your house effectively pays off your old mortgage and you roll your equity into your new mortgage).
BUT, if prices tank while you still have a significant portion of your mortgage owed: you’re screwed when you need to relocate. The sell price of your house won’t cover the reminder of the mortgage. If you need to move, you either pay it off (hope you don’t need to move for work) or foreclose. The bank is cool with either - they couldn’t care less about you.
Edit: Clarity and typos.


Same applies to modern protest. A big rule of thumb for this shit is: Can the evil leaders ignore what you’re doing? If so, they will. If you cry about how there should be “no kings;” you’re essentially hoping that the worst people on earth suddenly develop a conscience, hear your plea, and correct all of the bad things they’ve done. No, they’ll just ignore it. Here are some disruptions to the status quo that they can’t ignore:
Just remember: don’t harm anyone or anything. Protest them. Got it? Good.