I used to ride a mid to high range Fuji (a semi permement loan) with no toe clips or any aditional gear, and in street clothes. At my peak riding with that bike, I was doing 90 miles a week (to and from work only. I was probably doing more outside of work travel). Like once a year the tubes would blow out, that was the only cost. The bike was also not rated for my hieght. To boot, I was at least three inches too short for it, and would use road curbs to mount and dismount lol. Ya couldnt stop me from riding.

god I miss it. I just got my bike working again, an REI mountain bike, and I like it, but have no where to go on it, I just lap my neighborhood a couple times a week. I miss the city in this way. I used to go to the store with a back pack, put my shopping on my back, ride to friends houses, do a 20mile trip with a mapquest printouts, get lost, find my way. So much fun. I did everything on my bike for close to ten years. It was liberating not needing gas money, and by god was I fit