• brucethemoose@lemmy.world
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    8 days ago

    Insurance is the business of rational, quantifiable risk prediction. There is no margin for nonsense, or they go bust. Hence, when they get worried, you listen.

    Notice how worried they are about climate-related damages, too.

    • CarrotsHaveEars@lemmy.ml
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      8 days ago

      In their core, yes. But in case it’s an agent approaches you with a deal, you walk away for them to chase you up and offers you a bigger deal. There is a huge buffer there.