• 87Six@lemmy.zip
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    10 hours ago

    You’re right I don’t know wtf these guys are yelling at you for.

    Investing 5% of a paycheck is the same regardless of the absolute value of money you invest. It will be just as impactful if the % is the same.

    I did some math and if I invested a fraction of my paycheck since I started working, that money would have amounted to several months of the work i was doing at the beginning by now, but I didn’t, because I was stupid and had no clue investing is so easy these days.

    • TankovayaDiviziya@lemmy.world
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      9 hours ago

      My guess is that people thought I am inconsiderate of people’s financial situation. I didn’t mean offense. As for the simply pessimistic, I think they are looking for confirmation bias. Of course for those on poverty, $10 may mean a lot, but for those who are relatively well to do, $10 is not even a lot.

      And don’t just take my word for it, most financial advisors will say investing is the best method to grow wealth. I implore people to read comprehensive books to start in investing. The best book for beginners is The Investor’s Mindset by Ben Le Fort. And you are right with the calculations, I also wish I have started investing much earlier. Saving alone is not enough with the growing wealth inequality and rising inflation.