I recall as a new driver (1997?) my insurance was cheaper in BC the after moving back to Alberta (early 2000ish) it went up, then it slowly went down to less than before. Moved back to BC (late 2000s) and it was more again, but not a ton. Just stating my experience I’ve been back in BC for quite awhile, I think what I pay is fair, around $120 a month now. Also yes I have liked there are rebates for sure that would bring down the monthly price but didn’t factor that in, I sort of forget what they were but maybe $100 or so, so close to a month’s payment. I always thought BC insurance was more fair overall even if I paid more sometimes. Think it was the premium for under 25 yr olds paid in Alberta that made it more for rather than actual claims needed which I sort of get but let people’s driving set the amount not necessarily their age.