I run a small VPS host and rely on PayPal for payments, mainly because (a) most VPS customers pay that way if you aren’t AWS or GoDaddy and (b) very good fraud protection. My prior venture had quite a bit of chargebacks from Stripe so it went PP-only also.
My dad told me I should “reduce the processing fees” and inaccurately cited that ChatGPT told him PayPal has 5% fees when it really has 3-3.5% fees (plus 49 cents). Yet he insisted 5% was the charge.
Yes, PayPal sucks but ChatGPT sucks even more. When I was a child he said Toontown would ruin my brain, yet LLMs are ruining his even more.
The fee varies based on multiple factors, but international with currency conversion it can actually reach an estimated total of 5%.
So technically the information wasn’t wrong either, it’s most likely your dad asked the wrong question or didn’t understand the answer.
Searching on DDG gives a similar answer btw.
It’s not LLMs ruining his brain, he’s just dumb on the topic.