• smokeppb@lemmy.ml
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    2 年前

    In my experience, they sell the debt to a collection agency and you start getting nasty phone calls. That, on top of the other stuff you would expect like credit history hits. These charges I got insurance to figure out they were bogus, like billed for receiving treatments my grandmother never got, medications never administered, you name it. Took a lot of phone calls and getting a lawyer though. The whole system is irredeemable.

      • Cyberwitch_7493@lemmy.dbzer0.com
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        2 年前

        This comment is so out of touch that it sounds like you’re drowning in a swimming pool of gold wtf.

        I can barely afford regular-ass doctor’s appointments and my monthly meds. My credit score and abysmal income literally defines where I can rent an apartment, and that’s why my commute is over 40 minutes via highway without traffic.

        If I go to the hospital and it’s not worker’s comp, I’m SUPER DUPER FUCKED, and I know that’s a pretty typical situation.

      • pinkdrunkenelephants@lemm.ee
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        2 年前

        Grow the fuck up.

        Medical debt will ruin a person’s credit record, denying them access to housing and even some employment. It absolutely does matter and is not trivial.

      • CADmonkey@lemmy.world
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        2 年前

        He was down voted, because he told the horrifying truth.

        The latest version of FICO doesn’t even account for medical debt under a certain amount.

        If enough people just stopped paying, the whole thing would collapse. But there’s always someone who gets scared and pays up.