There are a lot of ‘mini’ roundabouts in my country that are fully flat to the ground. The point is to set the rules for right of way, entering and exiting, indication etc in a way people find familiar (we have lots of roundabouts). Just one roundabout sign at each entrance with standard road markings and everyone knows what’s up.

I seem to completely misunderstand the dynamic.

As I see it, you have paid $700k for the house with the bank’s money (in this thread there is no deposit), bought back some of the house from the bank with $50k of your own money and then lost the house so you’re out $50k with no house.

If the bank does pay out some of the value of the house to you based on equity, it’s just going to be a smaller amount than $50k since the value of the house is lower and part of your repayment went to interest so you don’t even get $50k worth of equity. This feels like a worse position to me.

Like the bank has lost money for sure, but we are not getting that are we?

This is half-true. Both versions are acceptable for most, possibly all emotions.

Eg ‘fearg’ is anger, which would be on you. “tá fearg orm” ~ Anger is on me

‘feargach’ is angry, which you can be. “táim feargach” ~ i am angry